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Bad Credit Car Loans*

Need a NEW CAR? BAD Credit*? NO PROBLEM 1300 332 834

Looking for a new car? Been turned down for finance in the past? Not confident in applying at the car yard due to bad credit*?

That's OK, Debt Fix can help.

Whether your credit file is perfect or colourful, apply online today and shop for your new vehicle or equipment with confidence.

We know it’s easy to be refused credit, sometimes through no fault of your own. If you have no financials, credit defaults, or simply have no credit history, you may still get finance through Debt Fix.

Get pre-approval with Debt Fix for negotiating power as a cash buyer at the car yard / equipment supplier.

Most importantly, whatever the situation we can help you find a solution.

Debt Fix helps people who are:

  • Discharged Bankrupts (6 months)
  • Have Credit Defaults
  • Discharged Debt Agreements (1 day)
  • Paid Judgements
  • Slow or No Credit History

To learn more about Debt Fix , contact us now.

Call us now on 1300 332 834 for an obligation free, specialised loan enquiry

Debt Fix Car Loans

Fast Turn around
Bad Credit* History / Credit Impaired Ok

We arrange car loans for people with bad credit*

  1. Defaults
  2. Judgments (paid or unpaid)*
  3. Discharged bankrupts and Part IX Debt Agreements*

Confidential and Stress Free

Why get embarrassed at the car yard, purchase your car with confidence with pre approval.

Many car dealers have their own means of providing finance for your car, however if you suffer from bad credit* problems they might struggle to get a loan for you, this is where we can help.

Competitive Rates

A lot of people seem to think that because they have credit problems they will never get a loan, this is certainly not always the case. Unlike some companies, we have access to a range of loan products suitable to your set of circumstances.

*Conditions apply.


There is nothing like the feel and smell of a new car. These days, it’s arguably impossible to live without a car, especially if you are a tradesperson or have special needs.

Sadly, not everyone can afford a car and not everyone qualifies for a car loan. Much like a personal loan there are several factors that contribute to a successful car loan application.

For instance, a lender will consider your employment status and your employment history. Lenders will also take into account your living arrangements, your credit history and your income. In doing so, Finance Providers aim to ensure that when they approve a loan , it’s not only appropriate in that the loan meets your needs but also that it is affordable and sustainable in light of your particular circumstances.

Like any loan application process, information is gathered and measured against the finance providers own lending criteria in order to determine whether or not to approve the loan.

Throughout the process you may be called upon to provide supporting information such as payslips, financial statements and other supporting material all of which will assist the lender in arriving at a conclusion. It goes without saying that the more forthright and transparent you are, the less time it takes.

For those people that have past credit issues, trying to re-establish themselves can be frustrating and stressful. This being said, it’s important to keep in mind there are companies that specialise in dealing with situations and circumstances that are out of the ordinary.

Once the application forms have been filled out all you have provided all the documentation in support of the loan application, pre-approval can happen within 24 hours.

Once you have been pre-approved for a loan, you can then shop in confidence. There is nothing worse than finding the car of your dreams in the car yard, only to find out that you’re unable to get a loan. Not only is this disappointing, but it can also be very embarrassing. The better way to go is to be pre-approved for a loan – this way you can purchase that new car with complete confidence knowing beforehand exactly what the loan will cost.

Once pre-approved, you have 30 days to purchase the car of your dreams which is more than enough time because most people have a pretty good idea of what they want and what’s within their price range.

A lot of people believe that they will not qualify for a car loan because of their past credit history, however, the good news is that this is definitely not the case. Debt Fix can help people who are:

  • Discharged Bankrupts (6 months)
  • Have Credit Defaults
  • Discharged Debt Agreements (1 day)
  • Paid Judgements
  • Slow or No Credit History

In this way, there is possibly a solution for everyone. Like any financial product though it’s essential you read and understand the product disclosure statements, understand the interest rates and fees connected with the loan. There’s a stack of free information and calculators available on the internet to assist in this process so finding support to help make a decision has never been easier.

Call us now on 1300 332 834 for an obligation free, specialised loan enquiry

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