We look at all areas of your finances to suggest the most suitable way to tackle your debts. There could be a number of options for you to choose from, but ultimately the choice is yours.

This will depend on how much you owe and how much you can realistically afford. We will be able to give you an indication but this will always depend on creditors freezing interest and other charges on your account.

Please let us know if anything unforeseen happens whilst you have a debt agreement. Depending on the situation we should be able to re-negotiate your offers with creditors.

If you have a debt problem it is likely that your credit rating will already be affected. Debt Agreements are recorded on a public register and appear on your credit file for 7 years.

It is always our priority at Debt Fix ® to protect your property and allowances will be made within your income and expenditure to keep up the payments on any mortgages or loans secured on your property. Providing you do this then there is no reason why your property should be at risk.

Once a debt agreement is accepted: creditors cannot enforce remedies to recover debts bailiff/sheriff must not take action garnishee must cease debtor is released from most debt