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Monthly Archives: April 2010

The Causes of a Split Credit File and How to Fix it

A split credit file occurs when one of your credit reports becomes fractured into two separate reports. The new reports will both only contain a portion of your credit history and will both reflect a new credit score. Split credit … Continue reading

Posted in Budgeting, Debt Consolidation, Debt Management, Debt Tips, Debt help | Leave a comment

4 Consumer Credit Card Rights You Need to Know About

Consumers love their credit cards.  There are hordes of the things floating around, and it doesn’t look like the plastic habit is going to quit anytime soon.  Unfortunately, credit card users are all too often oblivious to their rights as … Continue reading

Posted in Debt Management, Debt Tips, Debt help, Interest Rates, Loans | Leave a comment

Collection Agencies and Debt Settlement: What You Need to Know

A collection agency purchases debts from creditors that are unable to collect them. It then tracks down the debtors and tries to convince them to pay what they owe. A common collection tactic these companies use is to offer consumers … Continue reading

Posted in Debt Consolidation, Debt Management, Debt Tips, Debt help | Leave a comment