About Debt Fix: Helping Australians Regain Financial Control
“Only Support, No Judgment – We Help Redefine Your Debt”
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Trusted by Over 100,000 Australians Since 2005
Debt Fix is one of Australia’s longest-operating debt solution providers, proudly helping Australians navigate personal debt challenges since 2005. We’ve supported over 100,000 people with honest, practical guidance tailored to their situation, income, and goals.
Our founders and leadership bring deep experience across personal insolvency, debt consolidation, mortgage restructuring, business liquidation, and client care. What began as a mission to offer fairer, more ethical support to Australians in debt has grown into a nationally trusted team with a focus on confidential, judgment-free service.
"We wanted to focus on short-term relief and long-term recovery - Real help, not just another product."
Our Executive Team
Grant O'Donnell
Debt Solutions Consultant
Nick Bregozzo
Debt Solutions Consultant
Jo Malzard
Debt & Mortgage Consultant
Why We Do What We Do
Mission
To return financial independence, control, and dignity to hardworking Australians.
Our Values - F.I.X.
- Fairness: Treating stakeholders fairly, consistently, and without bias.
- Integrity: We operate transparently and compliantly, offering options without judgment.
- Excellence: We pursue excellence in compliance, communication, and customer support
Commitment to Ethics
We deliver ethical, practical, and compliant solutions to people struggling with debt - even if that means referring them elsewhere.
What Makes Debt Fix Different
No Upfront
Fees
We act before you pay, not after.
Real Humans, Not Call Centres
We don’t outsource advice
Experienced in
Complexity
From sole traders to Centrelink recipients, we handle all financial situations.
20+ Years of
Consistent Help
Our founders have been in the trenches of debt recovery since the early 2000s.
Registered, Compliant, Respected
Debt Fix operates under full regulatory compliance:
AFSA Registered Debt Agreement Administrator (RDAA Registration 1027) - Member of Personal Insolvency Professional Association (PIPA) since 2004
- Member of the Mortgage Finance Association of Australia (MFAA) since 2006
- Member of the Australian Financial Complaints Authority (AFCA) since 2018
- Australian Credit Licence 393436
- ABN: 63116007848
We proudly support charitable organisations like Salvation Army, World Vision, Red Cross, Milk Crate Theatre Redfern, World Animal Protection, Celebrity Apprentice Australia and more.
A Personal, Confidential Approach
We understand that debt can be deeply emotional. Some clients face mental health challenges, addiction, or trauma alongside financial stress. For safety and privacy, our team works confidentially without names or photos online. Your trust and dignity are our top priorities.
"You're not just a file number to us. You're a person with a story and we’re here to listen."
Trusted by Australians Nationwide
From Sydney’s Western Suburbs to the Gold Coast, Adelaide’s CBD to Canberra’s North, our team has helped thousands of Australians regain control.
We work with clients in
Remote? No problem. We help Australians anywhere — over the phone or online.
Ready to Take Back Control?
Serving every state and city in Australia
