They were so friendly and non-judgemental. They talked to me like I was just a normal person.
You don't feel like you're getting judged. They're just like: 'righto, we're going to help you', and that's exactly what they did. One phone call, that's all I made, and they did everything else.
It's a plan with a minimum of five years. The creditors stopped, there's no interest, you don't accrue anything...and I managed to pay that off quicker. So I'm 31 and I'm free of debt. It's amazing...my money is now my money.