Charlotte Harris
Debt Value: $9104.54
I began facing serious financial hardship in 2023 after suffering an injury that left me unable to work. When I was finally able to return, it was only in a limited and irregular capacity. At the same time, the cost of everyday living continued to rise, which placed further strain on my situation. To cover basic expenses, I relied on credit, believing I could manage the repayments once my circumstances improved. Unfortunately, the repayments quickly became overwhelming, and I did not fully appreciate how heavily they would impact my finances in the long term. I am now in the difficult position where my income simply cannot keep pace with both my debt repayments and the essential costs of living.
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