Farm Manager - Mum and Primary Household $32,070.89
My financial situation began to deteriorate after my partner became unemployed for an extended period.
As the primary income earner during this time, i did everything i could to keep our household afloat, but the sudden drop in income made it increasingly difficult to meet our financial obligations.
we faced mounting bills, everyday living expenses, and debt repayments that quickly became unmanageable. i have tried budgeting and cutting back wherever possible, but despite these efforts, i continue to struggle. i also explored the option of consolidating my debts with a loan, hoping it would ease the pressure, but unfortunately, i was not approved.
this situation has caused significant stress and worry, as i am committed to resolving my debts in a way that reflects my current financial reality. bankruptcy is not a path i wish to take. i want to honor my commitments and find a solution that allows me to move forward with stability and dignity.
after careful consideration, i now turn to this debt agreement as a practical and responsible way to regain control of my finances. i sincerely hope my creditors will accept this proposal and allow me the opportunity to rebuild. note: debtor and partner keep separate finances.
