Injured Tradie - Work Cover didn't cover bills - $6344.62
Due to a workplace injury, I was placed on reduced income while receiving WorkCover payments. This sudden change in my financial situation made it difficult to keep up with regular expenses and debt obligations. In an effort to stay afloat, I relied on personal loans to cover essential costs, but this has only added to my financial burden. Despite my best efforts to budget and manage repayments, I continue to struggle. The stress of this situation has been overwhelming, and my goal remains to resolve these debts in a way that aligns with my current income. I am committed to avoiding bankruptcy and have carefully considered all available options. I now turn to this debt agreement as a practical and responsible solution to regain control of my finances. I sincerely hope my creditors will accept this proposal and allow me the opportunity to move forward. NOTE: Debtor has additional incidental costs for religious fees and pet care.
Did back in - covered by work cover minimum which wasn't enough to make ends meet. Took out loans to cover living expenses.
