Logistics Manager - Carer - $16,120.83
Over the past year, I’ve faced a series of challenges that have deeply impacted my financial stability. I transitioned into a lower-paying role in an effort to support my family, following the passing of a close relative. Since then, I’ve taken on the responsibility of caring for my mother, which has added emotional and financial strain. At the same time, the rising cost of living has made it increasingly difficult to keep up with everyday expenses, let alone manage existing debts. I’ve made genuine efforts to regain control—through budgeting, seeking financial advice, and even applying for a consolidation loan, which unfortunately was unsuccessful. Despite these setbacks, I remain committed to resolving my debts in a way that aligns with my current income and responsibilities. Bankruptcy is not a path I wish to take. This debt agreement represents a considered and hopeful step toward financial recovery. I ask my creditors to view this proposal as a sincere effort to meet my obligations and move forward with dignity and stability. NOTE: Other incidental costs include care for debtors pet. Note: Debtor transport costs are for petrol money.
Cost of living, job loss and less income in new role. Death of relative. Care for mother.