Sarah (not her real name) broke up with her boyfriend. Because he had a bad credit rating, he convinced Sarah to get a whole stack of debt in her name. The relationship ended and Sarah was stuck with all the debt.
Sarah had a good job earning reasonable money but the debts were huge and she couldn’t afford to repay the money. Before long debt collectors started calling her around the block and she started to panic and stress. She needed a solution that would fix the problem once and for all.