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Matthew’s Story

Written by: Nick Bregozzo Matthew finally found his dream job as apprentice car mechanic two years ago. Matthew worked around 15 minutes away from home, his boss was great and he worked with a great bunch of guys. As an apprentice his wages were pretty crummy but he really loved the work and this ... READ MORE


3 Ways to Reduce your Debts

debt reduction

Written by: Nick Bregozzo Dealing with debt can be frightening, but it does not need to be. During the global financial crisis, you were encouraged to spend money by purchasing goods to help the Australian economy to continue successfully. The stimulus package did help Australia to weather the glo... READ MORE


Debt Tactics

debt tactics

Written by: Nick Bregozzo There are many people who are burdened with excessive debt and see no way out from under the stack of bills piling up on the kitchen table. Calls from collection companies hound them night and day. For those people who feel that the mountain of debt is becoming a burden th... READ MORE


6 Tips to Pay off Your Credit Card Debt Faster

paying off credit card

Written by: Nick Bregozzo So many people find themselves in a situation where they can’t keep up with their credit card payments. It can happen to anyone, especially when you are young and new to the world of credit cards. Let's look at ways on how to manage your credit card debt better. Foll... READ MORE


Starting From Scratch: Credit Repair Basics

bad credit solutions

Having bad credit can seem like a nightmare. You want better credit, but you first need to get credit to start rebuilding, and no one is willing to grant you new credit. It's like playing a rigged game of chance where all the odds are stacked against you. But it doesn't have to be that bad. You can... READ MORE


Collection Agencies and Debt Settlement: What You Need to Know

A collection agency purchases debts from creditors that are unable to collect them. It then tracks down the debtors and tries to convince them to pay what they owe. A common collection tactic these companies use is to offer consumers debt settlement agreements. Because a collection agency can purcha... READ MORE


The Debt Collection Statute of Limitations

  Each state has a statute of limitations in effect that limits consumers’ legal liability for old debts. Because this is a state statute rather than a federal one, the statute of limitations for debt collection will vary depending on an individual’s state of residence. When the ... READ MORE


Learning the Difference Between Money and Wealth

We all want to be wealthy. We just don't know what wealth really means. Having more money is not the definition of wealth, despite what the media would have you believe. There's nothing wrong in driving the latest model sports car or live in a multi-bathroom mansion if you can afford them. But for m... Continue reading


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