The holiday season is not only a time of self-indulgence, but we are often too keen to indulge our friends, family and loved ones. For some, every dollar is meticulously planned out, but for most, this isn’t the case. Looking back at your Christmas purchases, you reflect on a time when you spent a .....
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New Year is a great time to set financial goals or start your journey to financial freedom. Here are our tops to using the SMART method for setting goals. With 2021 coming to a close, it’s a good time to reflect on the year just gone and set financial goals. The New Year is a great time to start se.....
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It’s tempting to overspend during the holidays, especially when we’re buying gifts for the people we love. In ‘holiday mode’ we experience a holiday high without a care in the world. Until we check our balance at the end of the holiday season, and our euphoric high comes crashing down. In a Finder .....
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Does anyone actually have a good credit score? Is it difficult to have a good credit score? We dive into all things credit score and uncover the routine habits of those with good credit! A good credit score is vital since it influences your borrowing power. Lenders use the term “borrowing power” to .....
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Those who are struggling with debt often have fears of bankruptcy because of the negative repercussions. This can include social stigma or the loss of assets. Many people are unaware that there are alternatives to bankruptcy that might stop debt from spiralling out of control before it reaches that .....
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When real life happens, it often comes with unforeseen financial challenges. A lot of people find difficulties getting their finances back on track, especially after a change in circumstances or financial hardship. In fact, most people who find themselves in financial difficulty find themselves in .....
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Bottom Line: When you refinance a debt, what you are doing is revising or replacing the terms of your existing credit agreement. This could include changes to interest rates, repayment schedules, and/or other terms decided on in your original contract. Avoid future credit card debt by getting the ri.....
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Unfortunately, debt is rarely simple. If you are in debt, you are likely dealing with numerous creditors with varying interest rates and different payment sums. This will have undoubtedly become worse over COVID, as the government policies providing debt relief would have allowed you to rack up mor.....
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Are you struggling to pay off one or more credit cards? High interest rates, fees and penalties can sometimes make credit card debt seem never-ending, even if you stop using the card, but there are always options. Read these 7 tips to help you pay off your plastic and break the debt cycle sooner. 1.....
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Going through divorce and separation can be a stressful experience, especially if you're worried about how your finances will be affected. Having some idea of what to expect can help you avoid common mistakes and nasty surprises. While everyone's situation is different, here are some of the basic s.....
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