There are many reasons why people fall into debt. But until you experience the pain, stress, anguish, and frustration of being caught in a debt trap, then it can be hard to grasp just how it would ever happen to you. How would you slip into debt? How would it affect your life – and the life .....
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  Juggling multiple debts is hard. It is even harder for those with poor credit, as it can be more difficult to be approved for a debt consolidation loan. A debt consolidation loan involves taking out a bad credit personal loan, using the extra funds to repay your debts, and gradually paying o.....
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Repaying multiple debts at once can be stressful, especially if bad credit is limiting your debt relief options. One of these options is a debt consolidation loan, which typically involves you taking out a personal loan, using the extra funds to wipe your debts clean, and gradually paying off the n.....
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Before you apply for a debt consolidation loan, it is a good idea to review your credit score first. This will help give you an idea as to how likely you are to be approved for a debt consolidation loan, the interest rates, and how favourable the terms of the debt agreement will be to you. If you.....
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A debt management plan can be an effective way to gradually repay your unsecured debts to multiple creditors. By talking to a debt management consultant, they can help you: Assess your ability to repay, negotiate with creditors, and combine multiple debts into one monthly repayment. Also, they may.....
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  Financial well-being is an aspiration most of us strive towards. We want to be debt-free, have sufficient savings for a rainy-day and investments that can bring us closer to our financial goals.     However, achieving that state of financial security can be hard. And sometimes, in an effort .....
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Bottom Line: The best first step to getting back in control of your finances is putting together a plan. Some strategies to get you on top of credit card debt include paying your card on time, planning to pay higher than the minimum, not adding to your existing debt and cutting back on the number o.....
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Are you struggling to pay off one or more debts and want to regain control of your finances?If so, then consider a debt repayment strategy. This is when you assess your finances, create a plan, and gradually pay off your debt(s), with as little impact on your lifestyle and wellbeing as possible. De.....
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Buying a new or used car is a great way to get where you need to be without the hassle of dealing with public transport. However, this level of convenience can be hard to obtain if you are short on cash or have a lower than ideal credit score. While a poor credit score won’t stop you entirely from .....
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A pay advance gives you early access to your wages before your next payday. There are many service providers that offer pay advances, such as Paytime, MyPayFast, or Wagepay. We’ll break down the pros and cons of using a wage advance service and how they work. Key Takeaways Wage advance services .....
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