Posted on: 22 December, 2023
The Christmas and holiday period is the perfect time to relax and unwind, spend quality time with friends, family and loved ones, and even travel to exciting destinations. Although a worthwhile way to simmer down after a busy year, the financial burden of planning and executing your holiday activit.....
Read more
Category: Debt Tips
Posted on: 16 November, 2023
Buy now, pay later (BNPL) lender Afterpay has soft-launched a new monthly subscription service called Afterpay Plus. It allows customers to split up their Google Pay, Apple Pay, or Samsung Pay purchases into four instalments — even for non-Afterpay affiliated online and in-store retailers. Financia.....
Read more
Category: Debt Tips
Posted on: 20 October, 2023
There are good reasons to aspire for a high credit score. It can increase the odds of a lender approving you for a loan or line of credit. You may even acquire more favourable borrowing terms, such as a lower interest rate. Why? Because, through the eyes of a lender, a high credit score equates to .....
Read more
Category: Debt Tips
Posted on: 11 September, 2023
Whether you plan on buying a new or used car, saving up for a new set of wheels can be challenging. That’s why around 14 percent of Australians have a car loan. But for people with bad credit, applying for a car loan can be risky. Why? For one, they are more likely to be rejected by lenders, which,.....
Read more
Category: Debt Management, Debt Tips
Posted on: 21 August, 2023
There are many reasons why people fall into debt. But until you experience the pain, stress, anguish, and frustration of being caught in a debt trap, then it can be hard to grasp just how it would ever happen to you. How would you slip into debt? How would it affect your life – and the life .....
Read more
Category: Debt Consolidation
Posted on: 21 August, 2023
Juggling multiple debts is hard. It is even harder for those with poor credit, as it can be more difficult to be approved for a debt consolidation loan. A debt consolidation loan involves taking out a bad credit personal loan, using the extra funds to repay your debts, and gradually paying o.....
Read more
Category: Debt Consolidation
Posted on: 25 July, 2023
Repaying multiple debts at once can be stressful, especially if bad credit is limiting your debt relief options. One of these options is a debt consolidation loan, which typically involves you taking out a personal loan, using the extra funds to wipe your debts clean, and gradually paying off the n.....
Read more
Category: Debt Consolidation, Debt Tips
Posted on: 15 July, 2023
Before you apply for a debt consolidation loan, it is a good idea to review your credit score first. This will help give you an idea as to how likely you are to be approved for a debt consolidation loan, the interest rates, and how favourable the terms of the debt agreement will be to you.
If you.....
Read more
Category: Debt Consolidation, Debt Tips
Posted on: 19 June, 2023
A debt management plan can be an effective way to gradually repay your unsecured debts to multiple creditors.
By talking to a debt management consultant, they can help you: Assess your ability to repay, negotiate with creditors, and combine multiple debts into one monthly repayment. Also, they may.....
Read more
Category: Debt Tips
Posted on: 16 June, 2023
Financial well-being is an aspiration most of us strive towards. We want to be debt-free, have sufficient savings for a rainy-day and investments that can bring us closer to our financial goals. However, achieving that state of financial security can be hard. And sometimes, in an effort .....
Read more
Category: Debt Consolidation