Are you struggling to pay off one or more debts and want to regain control of your finances?If so, then consider a debt repayment strategy. This is when you assess your finances, create a plan, and gradually pay off your debt(s), with as little impact on your lifestyle and wellbeing as possible. De.....
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Buying a new or used car is a great way to get where you need to be without the hassle of dealing with public transport. However, this level of convenience can be hard to obtain if you are short on cash or have a lower than ideal credit score. While a poor credit score won’t stop you entirely from .....
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A pay advance gives you early access to your wages before your next payday. There are many service providers that offer pay advances, such as Paytime, MyPayFast, or Wagepay. We’ll break down the pros and cons of using a wage advance service and how they work. Key Takeaways Wage advance services .....
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Looking to escape debt overseas? We may be able to help. To find out more simply click the get started button, fill out your details and type ‘escape overseas’ in the last section for notes as well as a short summary of your story. GET STARTED Your answers are completely confidential. We’ll get.....
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You may have heard the term informal debt agreement before. This kind of debt plan is similar to a debt agreement; however, we like to think of it as a handshake agreement between the debtor and the creditor. An informal debt plan is a payment plan made between you and your creditors that does not.....
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New Year’s resolutions are notorious for being vague, overly ambitious, and easy to shrug off when the going gets tough. When setting financial goals though, the stakes are much higher; money woes come with real consequences. You could be denied a loan, forced to pay overdue debt fees, or you may .....
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The holiday season is the perfect time of year to wind down, catch up with friends and family, and spread cheer by giving meaningful gifts. And while this year looks to be no different, there are challenges ahead.Let’s glance at the Australian economy: the current interest rate is 2.85% (compared .....
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Being contacted by a debt collector can be stressful. The experience can lead to feelings of guilt, embarrassment, and shame. And it can place your financial future in jeopardy. The good news is, there are laws in Australia that protect consumers from illegal debt practices, and there are many way.....
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Bottom Line: BNLP (Buy Now, Pay Later) apps have skyrocketed in popularity over the years. However, if you already have a problem with spending and difficulty making repayments, then the ease in which you can access a BNLP app could make a bad situation worse. Key Takeaways: Different BNPL (Buy N.....
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Bottom Line: The cost of living in Australia and many other parts of the world has skyrocketed in 2023. Some ways to achieve greater financial stability include calculating your existing income and expenses, comparing your total income and expenses and reducing unnecessary spending. Be as diligent .....
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