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Debt Tips
7 Tips for a Debt-Free Christmas
Posted on: 17 December, 2018
If you're already struggling with debt, Christmas can be the most stressful time of the year, especially if you feel pressured to buy gifts you can't afford and run up even more debt. According to the National Retail Association (NRA), Australians spend more than $1 billion a day on Christmas shopping over the festive period. For many, careless spending leads to a painful debt hangover in the New..... Read more
Category: Debt Tips
5 Excuses That Keep People in Debt
Posted on: 03 October, 2018
From mortgages and credit cards to student loans, nearly all Australians are in debt at some time in their lives, but it doesn't have to stay that way. While there can be many factors keeping you in the red, sometimes a change of attitude and adjusting your priorities can go a long way towards getting out of debt. Here are five common excuses that trap people in the debt cycle for longer. 1. "I'm ..... Read more
Heading Overseas? You Can't Escape Student Debt
Posted on: 06 July, 2018
For many people, repaying student loans is low on the list of priorities for life. You may have relied on the Higher Education Loan Program (HELP) during your student days, or a Trade Support Loan (TSL) during an apprenticeship, but paying it back is often treated as an optional obligation – especially by Aussies heading overseas. While leaving Australia used to mean leaving your student debt beh..... Read more
Category: Debt Tips
Comprehensive Credit Reporting
Posted on: 07 June, 2018
Are you ready for comprehensive credit reporting? From 1st July 2018, all of Australia's big banks are required to provide more information about their customers' spending and saving habits. This allows lenders to see a more detailed account of your credit history, both positive and negative. While comprehensive credit reporting (CCR) could help those with good credit to secure better rates and t..... Read more
Category: Editorial, Financial Updates, Debt Tips
5 Things that Financially Successful Individuals Do
Posted on: 22 December, 2017
Financial security may seem like something that you can only dream about achieving. However, there are several things that financially successful people do that has allowed them to obtain this goal – and you can get there too by following their advice. Here are the 5 things that financially successful individuals do: 1. Not Buying Things they Can’t Fully Afford While it might be nice to have big ..... Read more
Category: Debt Tips
How to Save Money this Holiday Season
Posted on: 08 December, 2017
The holiday season is among the more expensive times of the year for many people. After all, you may spend a modest fortune on holiday gifts, seasonal foods, travel, special events and more. With the holidays approaching, you might already be feeling the financial strain associated with these and other expenses. Here are 4 tips that may help you to save throughout this holiday season! 1. Create a..... Read more
Category: Debt Tips
2 Main Ways to Improve Your Credit Score
Posted on: 24 November, 2017
Is your credit score not looking too great at the moment? From getting loan rejections to rejected credit card increases - the plethora of disadvantages associated with a bad credit score can often be difficult to deal with. To see how we can improve credit score, let’s first take a look at the main factors that affect your credit score. Factors That Make Up Your Credit Score Credit Scores are ma..... Read more
Category: Debt Tips