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Debt Tips
7 Tips for a Debt-Free Christmas
Posted on: 17 December, 2018
If you're already struggling with debt, Christmas can be the most stressful time of the year, especially if you feel pressured to buy gifts you can't afford and run up even more debt.
According to the National Retail Association (NRA), Australians spend more than $1 billion a day on Christmas shopp.....
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Category: Debt Tips
5 Excuses That Keep People in Debt
Posted on: 03 October, 2018
From mortgages and credit cards to student loans, nearly all Australians are in debt at some time in their lives, but it doesn't have to stay that way.
While there can be many factors keeping you in the red, sometimes a change of attitude and adjusting your priorities can go a long way towards getti.....
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Heading Overseas? You Can't Escape Student Debt
Posted on: 06 July, 2018
For many people, repaying student loans is low on the list of priorities for life. You may have relied on the Higher Education Loan Program (HELP) during your student days, or a Trade Support Loan (TSL) during an apprenticeship, but paying it back is often treated as an optional obligation – especi.....
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Category: Debt Tips
Comprehensive Credit Reporting
Posted on: 07 June, 2018
Are you ready for comprehensive credit reporting? From 1st July 2018, all of Australia's big banks are required to provide more information about their customers' spending and saving habits. This allows lenders to see a more detailed account of your credit history, both positive and negative.
While.....
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Category: Editorial, Financial Updates, Debt Tips
5 Things that Financially Successful Individuals Do
Posted on: 22 December, 2017
Financial security may seem like something that you can only dream about achieving. However, there are several things that financially successful people do that has allowed them to obtain this goal – and you can get there too by following their advice.
Here are the 5 things that financially success.....
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Category: Debt Tips
How to Save Money this Holiday Season
Posted on: 08 December, 2017
The holiday season is among the more expensive times of the year for many people. After all, you may spend a modest fortune on holiday gifts, seasonal foods, travel, special events and more. With the holidays approaching, you might already be feeling the financial strain associated with these and ot.....
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Category: Debt Tips
2 Main Ways to Improve Your Credit Score
Posted on: 24 November, 2017
Is your credit score not looking too great at the moment? From getting loan rejections to rejected credit card increases - the plethora of disadvantages associated with a bad credit score can often be difficult to deal with. To see how we can improve credit score, let’s first take a look at the mai.....
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Category: Debt Tips
Paying Off Debt vs. Saving for Emergencies
Posted on: 15 September, 2017
It is often hard to choose between paying off a debt and saving for emergencies. This brings us to the age old question – “Should I save up or pay off my debts first?” To answer this question, let’s look at the pros of both sides of the argument.
In Favour Of Paying Off Debt
Paying off debt before .....
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Category: Debt Tips
How To Save Up For A Vacation!
Posted on: 30 August, 2017
Longing to go on vacation but still have debts to pay? Everyone needs and deserves a vacation once in a while to relax, rest and rejuvenate. But sometimes financial stress can make it hard to save up for a vacation and cause you to put it off altogether. But don’t fret! Here are some ways you can sa.....
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Category: Debt Tips
Normalising Debt vs. Living debt Free
Posted on: 13 July, 2017
With Australian Household debt rates rising higher than ever, it’s easy to normalise your debt as everyone begins to think of debt as normal. But normalising debt can lead you to fall into deeper debt, causing a debt-cycle. So instead of taking out another loan to finance your next purchase, follow .....
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Category: Debt Tips