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Your Tax Time To-Do List: How to Prepare and Optimise Your Tax Return.

June 30 is right around the corner. That means tax season is nearly upon us and the time to start preparing your return is now. While gathering documents and performing calculations may seem daunting, preparing and submitting your tax return is easy when you know where to minimize your tax liabilit.....
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Debt Consolidation Checklist: What to Consider Before You Apply .

With high interest rates and rising monthly household costs, many debt-ridden Australians are feeling the pinch. To help reduce your debt repayments, you may be considering a debt consolidation loan – combining multiple debts into a new loan, with one monthly payment and one interest rate. While re.....
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The Ins and Outs of Getting Personal Loans With Bad Credit.

If you have bad credit and need a personal loan, then you may be exploring your options. Even if you do have a bad credit score, it is still possible for a lender to approve you for a personal loan. However, you may be subject to strict borrowing terms. For example, you usually pay higher interest .....
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Category: Debt Tips

Are There Management Strategies to Quickly Reduce Debt? .

Debt management can be stressful if you have multiple loans to repay and the path to financial freedom seems so far away. This level of uncertainty may cause you to explore ways to speed up the debt repayment process. And while there is nothing inherently wrong with wanting to pay off your debts so.....
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Category: Debt Management

A Comprehensive Guide to Bad Credit Personal Loans.

If you have a bad credit rating and want to apply for a personal loan, then you may have questions. Can I get a personal loan on bad credit? If so, where? What are the risks? What are the potential outcomes? To help you answer these questions, this article will cover all you need to know about bad .....
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How Can a Debt Consolidation Loan Help With Debt Management?.

Managing debts can sometimes feel like spinning plates. The moment you focus on just one, you lose control of the others. One way to regain control is to take out a debt consolidation loan. This can help make it easier for you to stay on top of your repayments and wipe your debts sooner. You could .....
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Category: Debt Management

How to Boost Your Odds of Approval For Bad Credit Car Loans .

Do you urgently need a new car but lack the necessary funds to buy one upfront? If so, then you may be compelled to apply for a car loan, enabling you to buy one and gradually pay off what you owe later. However, if you are also in the unfortunate position of having a bad credit score, then your pa.....
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How to Refinance Your Credit Card Debt.

Are you juggling one or more credit card debts and struggling to repay what you owe? If so, then credit card refinancing could be for you. When done correctly, refinancing can potentially lower the amount of interest and fees you pay, extend the lifespan of the debt, and help you repay your debts f.....
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Avoiding the Debt Hangover: How to Plan Your Finances for the New Year.

The Christmas and holiday period is the perfect time to relax and unwind, spend quality time with friends, family and loved ones, and even travel to exciting destinations. Although a worthwhile way to simmer down after a busy year, the financial burden of planning and executing your holiday activit.....
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Category: Debt Tips

The Pros and Cons of Afterpay Plus.

Buy now, pay later (BNPL) lender Afterpay has soft-launched a new monthly subscription service called Afterpay Plus. It allows customers to split up their Google Pay, Apple Pay, or Samsung Pay purchases into four instalments — even for non-Afterpay affiliated online and in-store retailers. Financia.....
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Category: Debt Tips