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Credit Card Debt

7 Ways to Pay Off Credit Card Debt Faster

7 Ways to Pay Off Credit Card Debt Faster

Are you struggling to pay off one or more credit cards? High interest rates, fees and penalties can sometimes make credit card debt seem never-ending, even if you stop using the card, but there are always options. Read these 7 tips to help you pay off your plastic and break the debt cycle sooner. 1..... Read more

Category: Credit Card Debt

Can I Get a Loan with Bad Credit or No Credit?

Can I Get a Loan with Bad Credit or No Credit?

If you've got a low credit score, or you haven't built any credit, this can limit your options if you need to borrow money. Improving your credit score will improve your prospects, but this takes time. If you need money more urgently, you can compare non-conforming loans to find the best deal. What..... Read more

Category: Credit Card Debt

How to Cancel a Credit Card the Right Way

How to Cancel a Credit Card the Right Way

Keeping a credit card active, even if you're not using it, can impact your credit score. But if you want to avoid annual fees, switch to a better deal, get out of debt or your card's been lost or stolen, it's important to make sure you cancel your card properly. Otherwise, you might still be charge..... Read more

Category: Credit Card Debt

How to Fix a Bad Credit History

How to Fix a Bad Credit History

This is your blog post. Start with an: Attention grabbing headline and Engaging first paragraph to draw readers in. At least one nice image to make the post visually appealing. Connect with your audience to increase online visibility with an engaging blog post related to what you offer. If your fo..... Read more

Category: Credit Card Debt

What Happens to Debts After Death?

What Happens to Debts After Death?

No one likes to think about their own death or that of a loved one, but taking steps to improve your financial situation today could prevent unnecessary stress for your family during a difficult time. Family members are not usually responsible for paying someone else's debt, unless they are co-borro..... Read more

Category: Debt Management

Can a Balance Transfer Credit Card Get Me Out of Debt?

Can a Balance Transfer Credit Card Get Me Out of Debt?

One in six Australians struggles with credit card debt, according to ASIC figures. People who miss their monthly payments can find themselves trapped in a spiral of debt with exorbitant fees and interest rates often as high as 20%. If you're burdened by credit card debt, you should compare options ..... Read more

Category: Credit Card Debt

Am I Responsible for Someone Else's Debt?

Am I Responsible for Someone Else's Debt?

Many people worry that getting married, being in a long-term relationship or the death of a spouse means they will be liable for their partner's debt. This is not the case, but there can be certain situations where you agree to share or take on all the responsibility. If creditors are demanding tha..... Read more

Category: Debt Management

Should I Take Out a Loan to Pay Off My Credit Card?

Should I Take Out a Loan to Pay Off My Credit Card?

Australians owe around $45 billion in total credit card debt. Many people are trapped in a vicious cycle of debt with cards charging interest as high as 20%. If you're struggling under the weight of debt, paying off your credit card with a personal loan at lower interest could leave you better off, ..... Read more

Category: Credit Card Debt

Will Bankruptcy Clear All My Debts?

Will Bankruptcy Clear All My Debts?

If you're trapped under a mountain of debt that you can't repay and being hassled by debt collectors, bankruptcy may seem like an attractive solution for wiping the slate clean. However, like any major decision, it needs to be researched carefully to make sure you know the risks. When you go bankru..... Read more

Category: Bankruptcy

Credit Card vs. Personal Loan: Which Is More Affordable?

Credit Card vs. Personal Loan: Which Is More Affordable?

Whether it's paying for a holiday or Christmas gifts, Aussies are prone to reach for their credit cards when they need some extra cash. According to data from the Reserve Bank of Australia and Finder.com.au, the nation spent a total of $29.7 billion on credit cards in December 2018 alone, or $1,863..... Read more

Category: Budgeting, Debt Management