No Fix - No Pay Policy
No obligation, Free Consultation Expert Confidential Advice
No obligation assessment
Free assessment 
Personal Loan
The Ins and Outs of Getting Personal Loans With Bad Credit
Posted on: 24 April, 2024
If you have bad credit and need a personal loan, then you may be exploring your options. Even if you do have a bad credit score, it is still possible for a lender to approve you for a personal loan. However, you may be subject to strict borrowing terms. For example, you usually pay higher interest .....
Read more
Category: Debt Tips
What Are the Alternatives to Payday Loans?
Posted on: 16 September, 2019
Bottom Line:
Payday loans might seem like a convenient option, but compared to conventional loans, the interest rates can be extremely high - as much as 48% in some cases. When you apply for a loan with another provider or a credit card, the lender will view your credit file and will see that you’ve.....
Read more
How the 50/20/30 Budget Rule Could Help You Save
Posted on: 23 August, 2019
More than 1 in 3 people in Australia live from paycheck to paycheck, according to UBank research. If you feel like there's never any money left at the end of the month, the 50/20/30 budgeting rule could help you to take better control of your finances.
This rule of thumb was popularised by Elizabet.....
Read more
Can I Get a Loan with Bad Credit or No Credit?
Posted on: 17 July, 2019
If you've got a low credit score, or you haven't built any credit, this can limit your options if you need to borrow money.
Improving your credit score will improve your prospects, but this takes time. If you need money more urgently, you can compare non-conforming loans to find the best deal.
What.....
Read more
Should I Take Out a Loan to Pay Off My Credit Card?
Posted on: 08 April, 2019
Australians owe around $45 billion in total credit card debt. Many people are trapped in a vicious cycle of debt with cards charging interest as high as 20%.
If you're struggling under the weight of debt, paying off your credit card with a personal loan at lower interest could leave you better off, .....
Read more
Will Bankruptcy Clear All My Debts?
Posted on: 20 March, 2019
Bottom Line:
Bankruptcy may seem like an attractive solution if you’re trapped under a mountain of debt that you can’t repay. It might be the right option in some circumstances but it is not the only option. You should be aware of other personal insolvency solutions such as a Debt Agreement or Pers.....
Read more
Credit Card vs. Personal Loan: Which Is More Affordable?
Posted on: 26 February, 2019
Bottom Line:
Credit card use has increased by 46% over the past decade, while personal loans lag behind at just 17%, despite their lower costs overall. Personal loans are generally the better option for large or long-term expenses and they can have other advantages too. You should avoid using credi.....
Read more
Category: Debt Management
How to Cope with Record Household Debt
Posted on: 03 December, 2018
While many developed countries have seen debt levels declining in the decade since the global financial crisis, Australia's personal debt is today among the highest in the world compared to GDP.
According to the latest OECD data for 2016, Australians owe a combined $2 trillion of personal debt, wit.....
Read more
Category: Debt Help, Debt Management
How to Get Approved for a Loan
Posted on: 22 June, 2018
Whether you're applying for a mortgage or a personal loan, you need to have some assurance that your request will be approved. Not only is a loan rejection disappointing and demotivating, it could also make it harder to get approved from other lenders, as the rejection may show up on your credit re.....
Read more