No Fix - No Pay Policy
No obligation, Free Consultation Expert Confidential Advice
No obligation assessment
Free assessment 
Payday Loan Machines Target Australia's Most Vulnerable Communities
Posted on: 03 August, 2018
Despite the ongoing controversy around payday loans, lenders are continuing to find new ways to make short-term, high-interest loans more accessible to borrowers in need. Their latest strategy is automatic loan machines popping up in shopping centres in some of New South Wales' most impoverished su.....
Read more
Category: Debt Management
Will Getting Married Affect My Debt?
Posted on: 20 July, 2018
Bottom Line:
There are some exceptions when a husband or wife may find themselves legally responsible for paying off debt taken out by the other party, before or during the marriage. You might be responsible for your partner’s debt if you have a joint account, you act as a guarantor, you open an ac.....
Read more
Category: Debt Management
Do You Really Need a Credit Card?
Posted on: 15 July, 2018
Australians are relying on their plastic more than ever. According to recent figures from JD Power and RBA, credit card use increased by 18% last year and the average credit card debt now stands at $1,990 per person, the highest in two years.
If you're thinking about getting a credit card, it's imp.....
Read more
Heading Overseas? You Can't Escape Student Debt
Posted on: 06 July, 2018
For many people, repaying student loans is low on the list of priorities for life. You may have relied on the Higher Education Loan Program (HELP) during your student days, or a Trade Support Loan (TSL) during an apprenticeship, but paying it back is often treated as an optional obligation – especi.....
Read more
Category: Debt Tips
How to Get Approved for a Loan
Posted on: 22 June, 2018
Whether you're applying for a mortgage or a personal loan, you need to have some assurance that your request will be approved. Not only is a loan rejection disappointing and demotivating, it could also make it harder to get approved from other lenders, as the rejection may show up on your credit re.....
Read more
Comprehensive Credit Reporting
Posted on: 07 June, 2018
Are you ready for comprehensive credit reporting? From 1st July 2018, all of Australia's big banks are required to provide more information about their customers' spending and saving habits. This allows lenders to see a more detailed account of your credit history, both positive and negative.
While.....
Read more
Category: Debt Tips
7 Budgeting Tips for New Parents
Posted on: 04 June, 2018
Having a child is a life-changing experience, and that extends to your finances. New estimates from the Australian Institute of Family Studies put the cost of raising a child at $170 per week for a low-income family ($680 per month) when you add up food, clothing, school and other expenses needed f.....
Read more
Australia's Household Debt Hits Record High – and Still Climbing
Posted on: 22 May, 2018
Australia's household debt-to-income ratio now exceeds 200 percent, making it one of the highest in the developed world. This means that the average Australian family owes more than twice as much in debt as it earns from wages and other sources of income.
Total consumer debt is now around $2.47 mil.....
Read more
Is Now the Time to Refinance Your Mortgage?
Posted on: 16 May, 2018
With house prices continuing to drop across Australia and lenders competing to offer the lowest interest rates, now could be a good time to secure a new home loan before the inevitable price hike.
Switching your mortgage could save you thousands of dollars or give you more flexibility, but this is .....
Read more
Category: Debt Tips
New Year's Resolution – Becoming Debt Free
Posted on: 29 January, 2018
For many people, the New Year can be a powerful motivator to make positive changes in their lives – as long as you set realistic targets that you know you can actually stick to.
Resolutions tend to focus on health and lifestyle changes, which is great, but you shouldn't miss the chance to get your f.....
Read more
Category: Debt Management